The credit book that chases payments for you

Know who owes you. Get paid on WhatsApp.

Digital Carnet turns your paper credit book into an app. Record what each customer owes, snap a photo of the receipt, and send a friendly reminder on WhatsApp — in one tap.

1 month free then Rs 250 / month
Backed up to your Google Drive
Lose your phone, keep your book
WhatsApp reminder sent to a customer with recent activity
Customer balance and transaction history
Cloud sync: up to date
1 tap
Reminder on WhatsApp
1 month
Free trial to start
100%
Backed up to your Drive
Rs 250
Per month after trial
Dead simple

From paper book to paid — in three steps.

No accounting knowledge. No training. If you can send a WhatsApp, you can use Digital Carnet.

Add the customer

Just a name and a phone number. That's the whole setup — add a customer in seconds the first time they buy on credit.

Record the sale or payment

Tap the amount, choose credit or payment, and snap a photo of the receipt or paper slip if you have one. Done.

Send it on WhatsApp

One tap sends the customer a clear message with their new balance — and their last 5 transactions — straight to WhatsApp.

What it does

Everything your diary does — except it remembers, and it reminds.

Digital Carnet keeps every customer, every sale, every payment in one place, and does the chasing you never have time for.

WhatsApp reminder with balance and recent transactions
One-tap WhatsApp

Send a reminder without the awkward conversation.

The hardest part of credit is asking for your money back. Digital Carnet writes the message for you — polite, clear, with the balance and the last 5 transactions — and sends it on WhatsApp in one tap.

  • A confirmation on every sale and payment
  • A gentle reminder with the last 5 transactions
  • Customer sees exactly what they owe — no disputes
New transaction screen with amount keypad and photo option
Record in seconds

Credit or payment, with a photo of the receipt.

A big, simple keypad. Tap the amount, choose whether they paid you or took goods on credit, and attach a photo of the invoice or paper slip so you always have proof.

  • Clear Paid me (credit) vs Gave items (debit)
  • Snap a photo of the receipt for your records
  • Optional note on any transaction
Reports showing late payers and never-paid customers
Reports at a swipe

See who's late, who never pays, and your month at a glance.

Swipe between reports: your late payers, customers who've never paid, and a monthly summary of credit given versus cash received. From any report, send a reminder straight to WhatsApp.

  • Late payers & never-paid, ranked for you
  • Monthly: credit given vs cash received
  • Tap any customer to chase on WhatsApp
Your book, your data

Lose your phone. Keep your whole book.

Digital Carnet backs up everything — including the photos — to a private folder in your own Google Drive. We never keep a copy. Get a new phone, sign in with the same Google account, and every customer, balance and receipt comes straight back.

Private & yours

Data and receipt photos live in a private folder in your Drive — not shared, not sold, not readable by us.

Never lose a debt

Phone lost, stolen or broken? Sign in on a new one and your entire credit book is restored automatically.

No paper to lose

No more torn pages or a diary left at home. Your records are always in your pocket and always current.

More than an app

A service, with a real person behind it.

You're not left alone with a download. It's set up with you, supported, and shaped around how your business actually works.

Start free for a month

Use the full app free for a month — nothing held back. Keep it if it earns its place; it's just Rs 250 / month after that.

Adjusted to fit you

Need a change or a new feature for the way you work? Tell us — we build it. We'll always agree any change with you first, so you know what's involved before we start.

Real support

Something not working right? We're here. Ongoing support is part of your subscription — a problem with the app is ours to fix.

Simple pricing

One low price. Everything included.

No per-customer fees, no per-message fees, no surprises. Cancel whenever you like.

Digital Carnet · Full access
First month free
Rs 250 / month after
Billed monthly · no long-term contract
  • First month completely free
  • Unlimited customers & transactions
  • One-tap WhatsApp reminders & confirmations
  • Photo receipts & swipe reports
  • Google Drive backup on your own account
  • Guided setup & ongoing support included
Start your free month
Setup is personal. Get in touch and we'll help you install & get going — free for the first month.
Get started

Try it free for a month.

Message us and we'll help you set it up — usually the same day. Use it free for a full month, then it's just Rs 250 / month.

Good to know

Questions people ask.

Is there really a free trial?

Yes — a full month free, the complete app, nothing held back. If it earns its place in your business, it's Rs 250 per month after that.

Do my customers need the app too?

No. Only you use the app. Your customers just receive a normal WhatsApp message with their balance and recent transactions — nothing to install on their side.

What happens if I lose or change my phone?

Install Digital Carnet on the new phone, sign in with the same Google account, and every customer, balance and receipt photo comes straight back from your Drive.

Where is my data stored?

In a private folder inside your own Google Drive — including the receipt photos. We don't keep a copy on our servers, and no one else can read that folder.

Can you add a feature I need?

Very likely, yes. Tell us what your business needs and we'll look at it. We always agree the change and any cost with you before we start — most small adjustments are straightforward, and larger new features are quoted up front.

What if something goes wrong?

We support it. Digital Carnet is a service, not just a download — if there's an issue, get in touch and we'll help sort it out. Support is part of your subscription.

How do I get started?

Message us on WhatsApp or email. We'll help you install and set it up so it's ready the same day — free for the first month, then Rs 250 per month.